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You may want to think about picking up a discounted gift card for your favorite restaurants and department store now so you can save on your next in-store or on-line purchase.
Here are the most well known and popular sites for buying, selling and trading gift cards. Depending on the merchant you can save any where from 6% up to 30% Off the remaining value on the gift card. What is also great about these sites is they do not charge you a penny in fees for buying a discounted gift card. If the gift card has a value of $50 and is selling for $40 then that's all you pay.
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