Tuesday, May 19, 2015

A Simple 3-Step Shopping Internet Strategy That Will Save You Money

money photo: money money.jpg

Before shopping on the Internet you need to do yourself a big favor and learn how to maximize your savings by following my easy "3-Step  Money Saving Internet Shopping Strategy".

First Step - consider how you will be paying for your on-line purchases. Many on-line merchants will allow you to pay with either a credit card, a debit card, a gift card, PayPal, BillMeLater or by an electronic check. 

If you prefer to use a credit card* then be sure and use one that pays you cash back for your purchases. There are other advantages to using a credit card including purchase protection and free extended product warranties to name just a couple. 

* To avoid paying interest pay off the balance each month. To avoid a late fee  pay on time.

If you don't have a credit card because of poor credit, or don't want to use a credit card or you don't have a checking account then you may want to consider applying for a pre-paid VISA card.   If you would like to check into all the benefits of a pre-paid VISA card AccountNow is offering a $15 bonus.  Click Here to Apply Now!

If you prefer to use a gift card then be sure and buy a discounted gift card. There are a number of companies that sell discounted gift cards that will save you from 2-35%.  If you purchase discounted gift cards with a credit card that pays you cash back you will save even more.

I use GiftCardGranny.com to find the discounted gift card that I am interested in buying which is linked to all the major sources of discounted gift cards.  

When you make your purchase you not only get a discount on the gift card but you also get another bonus when you pay for the discounted gift card using a credit card that pays you a cash back bonus.

Second Step - once  you have determined which payment method you want to use then you will want to shop for the best price. I normally will compare prices between at least three sources. If it is a really big ticket item I will compare several more sites.  

Here is a list of sources that I recommend for finding the best price: 

Third Step -  now that you have decided on the best payment method and have found the best deal the final step is to use one of the popular "Shopping Portals" such as MrRebates or Ebates or ShopAtHome to go to the store where you want to make your purchase. The shopping portals offer exclusive discounts and coupons and they pay you cash back of up to 50%. The shopping portals are all free to join and free to use.  New members get a $5 or $10 bonus or a choice of gift card for joining.

That is it in a nut shell.  Try my simple technique and let me know how much it saved you on your purchases.

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How To Use The Shopping Portals:

If you are not familiar with using the shopping portals, such as Ebates or Mr. Rebates, here is what you need to do to get your Cash-Back rebate for your purchases:
  • Log into your  Ebates or Mr. Rebates account.
  • Use the search box to find the merchant that you want to shop at.
  • Look over the offers listed on Ebates or Mr. Rebates and click on the offer that you would like to use. Use the promo code or coupon code listed.** Oftentimes no coupon code is required in order to qualify for the Cash-Back offer.
  • You will then be redirected to the merchants website where you do your shopping just as you normally would.
  • That's all there is too it!  Once your purchase is confirmed and qualified the Cash-Back rebate will be applied to your Ebates or Mr. Rebates account.
*To qualify for a sign-up bonus payment, a new Member must establish an Active Account (see FAQs) and make minimum qualifying purchases totaling at least twenty-five dollars ($25.00) within ninety (90) days of becoming a Member. 

** Be sure that you use only the promo codes listed, if any, on Ebates or Mr.Rebates.  Promotion codes that are found outside of Ebates or Mr. Rebates are not eligible for their Cash-Back rebates.  

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Thank you for supporting Penny-Pincher's Pal.

Frugal Father & Frugal Mother














Credit - the company names and logos are trademarked and the property of the respective companies.
Disclaimer - this article may contain affiliate links. When you use them, you support this site. Thank you

Get 50 Free Recyclebank Points

Here are a couple new opportunities to earn FREE Recyclebank points, plus 100's more FREE points from previous posts. This is your chance to easily catch up on the Recyclebank points you may have missed out on over the past few weeks.

If you already have a Recyclebank account just click on the banner(s) below and you will be taken directly to the offer(s). 

If you do not have an account click HERE and you will be given an opportunity to open a FREE Recyclebank account and then come back here and click on the banner(s) to be taken directly to each of the offers.


How to Tell Your Metals Apart



Soda cans, soup cans — did you know they're made of different metals? Learn how to tell them apart and earn 25 Recyclebank points.


Plan the Perfect Meat-Free Party



With these meat-free ideas, the folks you're feeding won't miss a thing. Grab these tips for your next party and earn 25 Recyclebank points!
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Here are some previous point earning opportunities in case

you might have missed one.




Get an "A" For Effort on Your E-Waste Habits


From first purchase to last hurrah, you can lessen the environmental impact of your electronics or appliances. Do you make the grade? Take this quiz and earn 25 Recyclebank points.



Could You Give Up Paper Towels for a Year?

It's easier than you think! Get the scoop on how this single small change can really impact the world around you and earn 20 Recyclebank points.



*NEW* Recyclebank Mobile App


Recyclebank has just released a new app! Get recycling info, pickup reminders, and more. Available for iPhones and Android phones. 


Decoding E-Waste
 

Learn how to best dispose of your old technology and earn up to 160 Recyclebank points.



Save Some Green



Small changes can add up to big savings (for you and the environment). Use these tips to save as much as $400 a year! Earn up to 120 Recyclebank points along the way.


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Here are some previous point earning opportunities in case

you might have missed one.


Understanding Organic Waste

 

Food scraps and lawn clippings do a world of good when they break down outside of a landfill. Learn how organic waste works and earn up to 155 Recyclebank points!
Getting Crafty




A little creativity can show off your artistic side while reducing waste. Learn how and earn up to 110 Recyclebank points!


Energy Calculator



Use the Greener Gadgets Energy Calculator to find out how much energy your household uses and ways to reduce it. The tips might reduce your energy bill too, plus you'll get 15 Recyclebank points. 



Update Your Decor Without Purchasing More

  

Reuse materials on hand in your DIY projects, and it'll save money, a trip to the store, and natural resources. Learn how and earn 20 Recyclebank points

Breaking Bad Habits





Replacing bad habits in your daily routine can have a big eco impact. Learn how and earn up to 95 Recyclebank points!


Donate and Symbolically Adopt an Elephant


A small contribution can make a big difference in the lives of endangered animals. Donate and symbolically adopt an elephant, and get 150 Recyclebank points.


Focus on Contamination



When the wrong things end up in the recycling bin, it can lead to big problems. Learn how to contain contamination and earn up to 130 Recyclebank points!



Keep Old Tech Out of the Trash

 

Have old electronics sitting around the house? Search Greener Gadgets' e-cycler locator to give your outdated devices a second life, and pick up 5 Recyclebank points.


Contamination and Its Impact on Clean Recyclables


Contamination can ruin clean recyclables. Learn why and earn 25 Recyclebank points.


Crafty Ways to Cut Down on Food Waste

Learn a few ways to cut down on food waste. Earn 15 Recyclebank points along the way!


Rules of Recycling



When you learn the rules of recycling, you can recycle right and earn 15 points.

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The Impact of Recycling: Making a Daily Difference


Did you know that the average household generates about a rhino's worth of waste per year? From milk jugs to toilet paper rolls, your recycling really adds up. Check out The Impact of Recycling infographic and earn 5 Recyclebank points


While you are over at Recyclebank don't forget to look for the "Next Green Action" button 
to earn more FREE Recyclebank points and for even more FREE point earning opportunities look at the top of the Recyclebank web site for the "Earn Points" button.


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If you enjoyed this article please share it with your friends and family by clicking on the buttons for "Email, Facebook, and Twitter" at the bottom of this post. 

Also be sure to “Like” Penny-Pincher's Pal on Facebook and "Follow" PPP on Twitter if you haven’t already so you don't miss out on the FREE giveaways and other special offers and deals when they are announced.



Thank you for supporting Penny-Pincher's Pal.

Frugal Father & Frugal Mother


















Credit - the company names and logos are trademarked and the property of the respective companies.
Disclaimer - this article may contain affiliate links. When you use them, you support this site. Thank you

NEW Printable Grocery Coupons - Starting 5-19-2015


Here are a bunch of NEW printable grocery coupons from Coupons.com. 

Remember all coupons have a print limit so if you want these coupons print  them out before they are gone. You should be able to print out 2 of each coupon from each computer that you have access too.*

Support our Troops - 

*Expired Coupons - expired coupons still have value. You can send them to our troops and their families stationed overseas. The manufacturers allow them to use the expired coupons for up to 6 months past the expiration date. So don't throw away unwanted or expired coupons. For more intormation visit the Overseas Coupon Program @ http://www.ocpnet.org/


Text Coupon Links -

$1.00 off 2 Bagel Bites Frozen Products 
$3.00 off one Sentry Fiproguard Plus 
$1.00 off any one EXCEDRIN product 
$1.00 off FOLGERS ICED CAFE™ Coffee Drink 
$1.00 off 2 Dr Pepper 2-liter bottles/12-pack cans 
$0.55 off any Raid product 
$2.00 off LOreal Paris Voluminous Rock Mascara 
$1.00 off ONE COVERGIRL Lash Blast Mascara 
$0.50 off any ONE (1) Kandoo product 
$0.75 off any one Butterball Turkey Bacon 
$1.00 off any FIVE (5) Campbell's Condensed soups 
$1.00 off any one Package of Butterball Burgers 
$5.00 off Mad Men Seasons 1 to The Final Season 
$0.55 off Cobblestone Bagels or English Muffins 
$1.00 off 2 Reddi Wip w/ purch. of fresh berries 
$1.00 off Quaker Quick 3-Minute Steel Cut Oatmeal 
$8.00 off any 1 Dulcolax 100 ct 
$1.00 off 1 packet of Hidden Valley Greek Yogurt 
$1.00 off ONE (1) package of Hefty Trash Bags 
$10.00 off FoodSaver Vacuum Sealing System 
$1.50 off 2 FoodSaver Bags or Rolls 
$1.00 off on any TWO (2) EMERALD Nuts items 
$3.00 off (2) NIVEA or NIVEA Men Body Wash 
$1.00 off any ONE (1) Stayfree Product 
$0.50 off one KRAFT Mayo or MIRACLE WHIP Dressing 
$3.00 off On any Vanquish Headache Relief Product 
$1.00 off Kerasal Exfoliating Foot Moisturizer 
$2.00 off Kerasal Nail Fungal Renewal Treatment 


Graphic Coupon Links -

$1.00 off 2 Bagel Bites Frozen Products $3.00 off one Sentry Fiproguard Plus$1.00 off any one EXCEDRIN product $1.00 off FOLGERS ICED CAFE™ Coffee Drink$1.00 off 2 Dr Pepper 2-liter bottles/12-pack cans$0.55 off any Raid product $2.00 off LOreal Paris Voluminous Rock Mascara$1.00 off ONE COVERGIRL Lash Blast Mascara $0.50 off any ONE (1) Kandoo product$0.75 off any one Butterball Turkey Bacon $1.00 off any FIVE (5) Campbell's Condensed soups$1.00 off any one Package of Butterball Burgers$5.00 off Mad Men Seasons 1 to The Final Season $0.55 off Cobblestone Bagels or English Muffins$1.00 off 2 Reddi Wip w/ purch. of fresh berries$1.00 off Quaker Quick 3-Minute Steel Cut Oatmeal$8.00 off any 1 Dulcolax 100 ct $1.00 off 1 packet of Hidden Valley Greek Yogurt$1.00 off ONE (1) package of Hefty Trash Bags$10.00 off FoodSaver Vacuum Sealing System $1.50 off 2 FoodSaver Bags or Rolls$1.00 off on any TWO (2) EMERALD Nuts items $3.00 off (2) NIVEA or NIVEA Men Body Wash$1.00 off any ONE (1) Stayfree Product $0.50 off one KRAFT Mayo or MIRACLE WHIP Dressing$3.00 off On any Vanquish Headache Relief Product$1.00 off Kerasal Exfoliating Foot Moisturizer$2.00 off Kerasal Nail Fungal Renewal Treatment 


Text Coupon Links - 

$1.00 off 2 Bagel Bites Frozen Products 
$3.00 off one Sentry Fiproguard Plus 
$1.00 off any one EXCEDRIN product 
$1.00 off FOLGERS ICED CAFE™ Coffee Drink 
$1.00 off 2 Dr Pepper 2-liter bottles/12-pack cans 
$0.55 off any Raid product 
$2.00 off LOreal Paris Voluminous Rock Mascara 
$1.00 off ONE COVERGIRL Lash Blast Mascara 
$0.50 off any ONE (1) Kandoo product 
$0.75 off any one Butterball Turkey Bacon 
$1.00 off any FIVE (5) Campbell's Condensed soups 
$1.00 off any one Package of Butterball Burgers 
$5.00 off Mad Men Seasons 1 to The Final Season 
$0.55 off Cobblestone Bagels or English Muffins 
$1.00 off 2 Reddi Wip w/ purch. of fresh berries 
$1.00 off Quaker Quick 3-Minute Steel Cut Oatmeal 
$8.00 off any 1 Dulcolax 100 ct 
$1.00 off 1 packet of Hidden Valley Greek Yogurt 
$1.00 off ONE (1) package of Hefty Trash Bags 
$10.00 off FoodSaver Vacuum Sealing System 
$1.50 off 2 FoodSaver Bags or Rolls 
$1.00 off on any TWO (2) EMERALD Nuts items 
$3.00 off (2) NIVEA or NIVEA Men Body Wash 
$1.00 off any ONE (1) Stayfree Product 
$0.50 off one KRAFT Mayo or MIRACLE WHIP Dressing 
$3.00 off On any Vanquish Headache Relief Product 
$1.00 off Kerasal Exfoliating Foot Moisturizer 
$2.00 off Kerasal Nail Fungal Renewal Treatment 


Graphic Coupon Links -

$1.00 off 2 Bagel Bites Frozen Products $3.00 off one Sentry Fiproguard Plus$1.00 off any one EXCEDRIN product $1.00 off FOLGERS ICED CAFE™ Coffee Drink$1.00 off 2 Dr Pepper 2-liter bottles/12-pack cans$0.55 off any Raid product $2.00 off LOreal Paris Voluminous Rock Mascara$1.00 off ONE COVERGIRL Lash Blast Mascara $0.50 off any ONE (1) Kandoo product$0.75 off any one Butterball Turkey Bacon $1.00 off any FIVE (5) Campbell's Condensed soups$1.00 off any one Package of Butterball Burgers$5.00 off Mad Men Seasons 1 to The Final Season $0.55 off Cobblestone Bagels or English Muffins$1.00 off 2 Reddi Wip w/ purch. of fresh berries$1.00 off Quaker Quick 3-Minute Steel Cut Oatmeal$8.00 off any 1 Dulcolax 100 ct $1.00 off 1 packet of Hidden Valley Greek Yogurt$1.00 off ONE (1) package of Hefty Trash Bags$10.00 off FoodSaver Vacuum Sealing System $1.50 off 2 FoodSaver Bags or Rolls$1.00 off on any TWO (2) EMERALD Nuts items $3.00 off (2) NIVEA or NIVEA Men Body Wash$1.00 off any ONE (1) Stayfree Product $0.50 off one KRAFT Mayo or MIRACLE WHIP Dressing$3.00 off On any Vanquish Headache Relief Product$1.00 off Kerasal Exfoliating Foot Moisturizer$2.00 off Kerasal Nail Fungal Renewal Treatment 

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              Need more coupons?

              Printable Coupon Sources:

              You don't need to buy a Sunday newspaper to get grocery coupons.  Penny-Pincher's Pal Coupons has thousands of free printable grocery coupons from all the major coupon sources like "Coupons.com", "CouponNetwork", "RedPlum", "SmartSource (USA)", "SmartSource (Canada)", "Savings Star" and dozens of other printable coupon sources.  

              In addition to all the major sources of coupons you will also find dozens of other additional sources of coupons. Just click on the tab "Additional Coupon Sources" at the top of the home page at Penny-Pincher's Pal Coupons. 

              You will also have access to e-coupons that you can load up on your smartphone or other portable electronic device. Keep in mind that some stores, unlike printed coupons, will only accept 1 e-coupon and do not allow use of both printed and e-coupons (digital) for the same product.  Be sure and check with your store for their coupon redemption policy.

              There is also a free "Searchable Coupon Database" that you can use to look up coupons at Penny-Pincher's Pal Coupons which makes doing coupon match ups much easier.

              All of these resources are free to use and there are no registration or membership requirements to take advantage of them.  Be sure too send your friends and family a link to Penny-Pincher's Pal Coupons so they can take advantage of all the free resources.

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              If you enjoyed this article please share it with your family and friends by clicking on the buttons for "Email, Facebook, and Twitter" at the bottom of this post. 

              Also be sure to “Like” Penny-Pincher's Pal on Facebook and "Follow" PPP on Twitter if you haven’t already so you don't miss out on the FREE giveaways and other special offers and deals when they are announced.

              Thank you for supporting Penny-Pincher's Pal.

              Frugal Father & Frugal Mother















              Credit - the company names and logos are trademarked and the property of the respective companies.
              Disclaimer - this article may contain affiliate links. When you use them, you support this site. Thank you